See every payment of a loan

A monthly payment is one number; the schedule shows where each payment actually goes.

Tools used in this guide

The job

A loan quote gives the monthly payment, but the interesting question is the split: how much interest is burned early, when the balance halves, what the last payment looks like.

Amount, rate, term

Enter principal, annual %, and the term in months; the tool lists every payment's principal and interest share plus the running balance (first 24 shown), and offers the whole schedule as CSV.

Worked example

200,000 at 5 % over 360 months: payment ≈ 1,073.64; the first payment is ~833 interest and ~241 principal. Month one of a mortgage is mostly rent to the bank.

Where it stops

Fixed rate, fixed term, monthly payments only — no fees, escrow, ARM resets, or extra payments. Export the CSV and model prepayments in a spreadsheet.